Kredzen | Business Funding Simplified
★★★★★ #1 Rated Lending Marketplace

Secure Funding for
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Offering business owners the best funding solutions. Fast capital, zero collateral, real results. Get matched with 75+ lenders in minutes.

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How much money are you looking for?

Get matched with the best funding options

$250,000
$250K $5M
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Business Operating Time

Less than 3 months
3-5 months
6-12 months
1-2 years
2-5 years
More than 5 years
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Gross Monthly Revenue?

Less than $10,000
$10,000 - $25,000
$25,000 - $50,000
$50,000 - $100,000
$100,000 - $250,000
$250,000+
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What's Your Credit Score?

Excellent (720+)
Good (680-719)
Fair (640-679)
Poor (580-639)
Bad (Below 580)
I don't know
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Almost There!

Complete your information to see your offers

By clicking submit, you agree to receive calls and texts from Kredzen at the number provided. Standard rates may apply.

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Our Process

Apply Online

Tell us about your business and get approved within 24-48 hours.

Get Approved

Choose the terms that work best for you.

Funds as Soon as Same Day

Access your funds immediately in your business account.

9:41

Kredzen

Business Funding Simplified

What is your business name?

ACME SUPPLIES CO.

Congratulations!

You are approved for

$500,000*

A transparent approach to business funding

From application to funding in as little as 24 hours. No hidden fees. No surprises.

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Simple Online Application

Apply securely in 5 minutes or less. We've removed the hassle so you can move forward quickly.

$150,000
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Review Personalized Offers

All funding offers are displayed in your portal so you can view, compare, and evaluate them instantly.

Option A $110,000 Best Rate
Option B $95,250 Fast
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Same-Day Deposits

Receive capital in your bank account or draw from the portal in most cases within 24 hours.

$125,000
✓ Funds Deposited • 24 hours

Why trust Kredzen?

📅
10+
Years Serving Small Business
🌐
75+
Lenders in Our Network
💼
400K+
Businesses Matched
4.9
Customer Rating

Discover funding options for your business

From working capital to real estate, we've got you covered.

💳

Business Line of Credit

Revolving credit you can draw as needed for payroll, inventory, or short-term gaps – only pay on what you use.

Learn More →
💰

Working Capital Loans

Fixed-term capital for expansion, working capital, or refinancing existing debt. Predictable payments and clear timelines.

Learn More →
🏛️

SBA Loans

Access to bank-style and institutional programs for qualified borrowers seeking lower-cost, longer-term capital structures.

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🔧

Equipment Financing

Financing for investment and commercial equipment, acquisitions, and upgrades where timing and structure matter.

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💸

Merchant Cash Advance

Funding tied to your revenue, not just a credit score. New capital, restructures, and consolidation strategies available.

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📊

Bad Credit Business Loans

We work with all credit types and specialize in finding solutions for businesses that may not qualify elsewhere.

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🏢

Real Estate & Bridge Loans

Financing for commercial real estate, acquisitions, renovations, and bridge scenarios where timing matters.

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🏠

HELOC & Equity Lines

Home equity lines for qualified principals looking to unlock low-cost capital from existing assets.

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Real Businesses. Real Renewals.

Over 90% of eligible clients renew funding with Kredzen.

We don't just fund deals — we build long-term capital strategies. As your revenue grows, we secure better structures, lower costs, and smarter access to working capital.

Renewal Rate
90%+
Repeat Funding
$250k–$2M
Current Renewal Facility
Revenue-Based
Approved Amount $750,000
Previous Position $200,000
Total Available $2,000,000 Flexible Access

What Business Owners Have To Say

CJ
Chisholm Jose
Customer
★★★★★

Their expertise and unwavering commitment to my success have been invaluable. From the initial consultation to loan approval, their team provided guidance and support.

JM
Joe Matos
Customer
★★★★★

Victor was on point, at times he came across frustrated but overall he did his job as promised. Now Janice! Wow she is definitely on point, extremely professional and definitely helpful!

SH
Sahil
Customer
★★★★★

Using Kredzen was a wonderful experience for me. The procedure for applying for a loan was quick and uncomplicated, and the loan officer quite pleasant and helpful.

SB
Stephanie Brown
Customer
★★★★★

My overall experience was great! Excellent customer service that supported me throughout the whole process and I was able to get my loan within a couple days!

MS
Marisa Silveira
Customer
★★★★★

Of all the lenders we have used I would ONLY recommend using Kredzen. She has the best customer service I have ever experienced in any company.

AD
Angela Dibattista
Customer
★★★★★

Daniel Frederick is completely Awesome! He has helped FUND our Business with the utmost courtesy, attention, honesty and professionalism, and he gets us the product every time!

CJ
Chisholm Jose
Customer
★★★★★

Their expertise and unwavering commitment to my success have been invaluable. From the initial consultation to loan approval, their team provided guidance and support.

JM
Joe Matos
Customer
★★★★★

Victor was on point, at times he came across frustrated but overall he did his job as promised. Now Janice! Wow she is definitely on point, extremely professional and definitely helpful!

Frequently Asked Questions

Everything you need to know about getting funded.

How quickly can I get funded?
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Most applications are reviewed within hours, and funding can be deposited into your account in as little as 24 hours. Some programs may take 2-5 business days depending on the complexity and amount requested.
What are the requirements to apply?
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Basic requirements include: 6+ months in business, $10,000+ monthly revenue, and a valid business bank account. We work with all credit types and specialize in finding solutions for businesses that may not qualify with traditional lenders.
Will applying affect my credit score?
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No. Our initial application uses a soft credit pull which does not impact your credit score. A hard pull may only occur if you accept an offer and proceed with funding from certain lenders.
How much can I qualify for?
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Funding amounts range from $5,000 to $5,000,000+ depending on your business revenue, time in business, and the specific program. Most businesses qualify for amounts between $25,000 and $500,000.
What documents do I need to apply?
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For most programs, you'll need: 3-6 months of business bank statements, a valid ID, and a completed application. Some programs may require additional documentation like tax returns or financial statements.
Can I apply if I have existing debt?
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Yes! We specialize in debt consolidation and restructuring. Many of our clients come to us with existing positions that we help consolidate into better terms. Our team will evaluate your current situation and find the best path forward.

Ready to grow your business?

Get funded in as little as 24 hours. No collateral required. Apply now and see your options.

Start Your Application →